Buying an Auto Warranty
are buying a new car or a pre-owned one,
you should always consider buying an
auto warranty to protect your
investment. Buying the right warranty
for your needs is not easy. Below is
information that will help you get the
right type of coverage, for the right
There are two types of auto warranties:
extended warranties and manufacturer's
warranties. These warranties are very
different from each other.
Issued by vehicle manufacturers.
They offer protection for certain parts, for
a pre-specified amount of mileage and time.
Manufacturer's warranties by law must cover
factory installed parts for defects.
There are two
types of new car manufacturer's warranties:
A basic warranty will cover most component
parts. However, normal wear and tear issues
will not be covered, i.e. belts, breaks,
filters, tires, etc..
A drive train
warranty begins at the end of the basic
warranty. This type of warranty will cover
the car's engine, transmission, axels and
There is also a type of warranty called
'Rust Warranty'. Just like the name
specifies, utilizing this type of warranty
for your new car will protect you from
The Federal law states that
Passive-Restraint systems must be covered
for 5 years or 50,000 miles and Emissions
Equipment for 8 years or 80,000 miles.
The typical time frame of manufacturer’s
warranties is 48 months or 48,000 miles up
to 72 months or 72,000 miles. You will need
to check with the dealer you are buying the
car from about the specifics of your
This type of warranty is a contact
between the warranty provider and yourself.
Extended warranties state that the price
to fix certain parts of your car that break,
or become worn out, will be paid by the
warranty issuer, and not the vehicle's
What other features are offered by extended
-- 24/7 road side assistance.
-- Assistance in getting into your car if
you lock your keys in your vehicle.
-- Battery boosts.
-- Fixing flats.
-- No cost for vehicle towing.
The benefits listed above are some of the
typical 'extras' offered by extended
warranties. However, it is important to note
that all extended warranties are different
and are going to have different features.
Therefore, do your due diligence when
looking to buy an auto warranty to ensure
you get a plan that offers coverage for your
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