Privacy Policy
We do not sell
information about our customers that apply for car loans,
their financing accounts or transactions to others for their
use. We do share information as described in this Privacy
Policy.
When we do share
information it is limited to the information necessary for
the particular circumstance and only under strict controls
to prevent misuse.
We restrict access to
the information we obtain about you to only those service
providers who need to know that information for the purpose
of purchasing an automobile or obtaining auto credit.
We maintain physical,
electronic and procedural safeguards that comply with all
state and federal regulations to guard against misuse of the
information we obtain.
Information
Premier Auto Financing collects customer
information from a variety of sources:
- Auto loan
application information (The information you provide us on
your applications and other forms such as names, addresses,
telephone numbers, birthday, social security numbers, level of
family income, employer's name, and employer's address);
- Credit reports
(Information from consumer reporting agencies);
- Correspondence (The
information you provide when communicating in writing,
online or by phone with our customer service representatives,
as well as our response and follow-up correspondence with
third parties concerning)
- Marketing partners and
publicly available databases (We receive information from
our marketing partners, e.g., financial institutions, and
other businesses and public databases which is used to help
us serve you).
We use this information to
evaluate your car financing applications, locate an appropriate
lender, provide you with high quality service, prevent fraud
and, with your consent, inform you of offers for other Premier
Auto Financing services offered by
third parties. We may also use this information to confirm your
identity when you call us to inquire about your accounts.
Sharing
Information
Premier Auto Financing may disclose
information about you to the following types of third parties: auto financing
affiliates; service companies (companies that provide services
to Premier Auto Financing in order to process your
funding application); financial institutions, and credit bureaus,
collection agencies. Your information is disclosed to the
foregoing entities solely for the getting a loan that meets your
criteria. Outlined below is the information shared with each
type of third party and as appropriate, your options.
- Sharing
Information with Service Companies -- In order to provide
quality service, Premier Auto Financing contracts with new and
used car loan service providers for essential roles in
processing your application. We may disclose some or all of
the information we collect to these service providers but only
in order to obtain credit for you. All of Premier Auto
Financing's service providers have entered into a contract
with Premier Auto Financing that forbids them from using
information provided by Premier Auto Financing for any purpose
other than providing the service for Premier Auto Financing
customers. We take security
precautions to monitor the use of the information and
prevent the use of the information for any other purpose.
-
Information
Sharing With Merchants -- We
does not share any information with unrelated merchants for
the purpose of extending offers of goods and services
without your consent.
-
Information
Sharing with Partners -- We offers our products in conjunction
with financial institutions and other businesses
(collectively, Premier Auto Financing Partners). By completing
a auto credit application with Premier Auto Financing
for the purpose of locating a loan that meets your criteria,
you agree to the sharing of information with that partner.
These relationships are clearly stated in the application and
by completing the application you agree to the information
sharing by Premier Auto Financing and the
partner which may include: your name, address, phone number,
e-mail address, and personal financial information.
-
Credit Reports and
Other Uses of Information -- In applying for good and bad
credit auto loans, you
agree that we may request consumer credit reports from one
or more credit reporting agencies in connection with your
application and the administration of such application. You
also authorize us to exchange credit information concerning
you or your use of the Account with (and answer questions
and requests from) others, such as merchants, other lenders
and credit reporting agencies.
Access to Account Information and
Correction of Error Questions
Premier Auto
Financing is committed to customer
service and privacy. If you have any questions, comments or
concerns regarding our Privacy Policy and its implementation,
please do not hesitate to e-mail us at
info@PremierAuto Financing.com.
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